In the complex world of health-care benefits, flexible spending accounts (FSAs) stand out for their cost-saving potential. Many are familiar with using their FSA for copayments, prescription medications, or even glasses.
However, your FSA covers a treasure trove of lesser-known benefits, which can save you money and enhance your health and wellness in unexpected ways. You can also use them toward your dependents and spouse. Uncover some great perks that most people don’t know FSA covers.
1. Acupuncture Treatments
Acupuncture is a traditional Chinese medicine practice that involves inserting thin needles into specific points on the body to stimulate healing and relieve pain. This age-old technique reduces stress, enhances mental clarity, and promotes physical well-being by addressing a variety of ailments, from chronic pain to insomnia. Many FSAs cover acupuncture treatments, offering a way to explore this traditional Chinese medicine technique without straining the wallet.
2. Chiropractic Services
Chiropractic care—frequently sought for back pain relief—is another holistic service covered under many FSAs. Regular sessions can be costly, but with FSA funds, you can maximize this therapeutic service. Regular chiropractic care can lead to better posture and improved pain management.
3. Medical ID Tags
Most FSAs cover medical ID jewelry. Medical ID tags are crucial for individuals with chronic conditions, allergies, or specific health-care needs. They relay essential medical information, from allergies to blood type, to emergency first responders. Investing in a medical ID tag using FSA funds is a smart move toward personal safety and peace of mind.
4. Sunscreen and Skin Care
Sunscreen isn’t just a beauty and beach essential—it’s a necessary medical preventative solution. FSA covers sunscreens with SPF 15 or higher and broad spectrum (UVA and UVB) protection. Some FSAs even cover acne treatments and other dermatological skin-care products, acknowledging the importance of skin health as part of overall well-being.
5. First Aid Kits
A fully stocked first aid kit at home, in your car, or even at the office can be a lifesaver in emergency situations. Equipping one for yourself and your kid’s college dorm ensures your family stays prepared to handle first-response situations, from cuts and scrapes to more serious injuries. Being prepared with a first aid kit purchased through FSA can offer both practicality and peace of mind.
Most people don’t know that FSAs can cover many perks, offering savings for all sorts of medical support and accessories. By understanding and taking advantage of these lesser-known perks, you can maximize your benefits while maintaining or even improving your family’s health and wellness. Always check with your plan provider for the specifics of what’s covered under your FSA, as policies may vary.
